To add to Marcia comment, I am adding an announcement about emergency small business loans, due to the COVID-19 shutdown. PLEASE note the gotcha, there much be enough response to activate these loans, although I've yet to find what that is. In any case, please follow the procedure about filling in the ' SBA EIDL Worksheet' spreadsheet to get this going. Rich > Perhaps this question is premature, but given the uncertain and potentially ruinous economic situation for many small businesses right now and in the near future, I am flashing back to the dot-com crash or 2000 or whenever it was, when client after client asked (or demanded) that we cancel contracts or lower the fees. > > The appeal then went something like this: "Come on, we are hurting, everyone is hurting, I know we made a deal but you have to be flexible..." > > I'm curious: Is that starting to happen in your business? Do you foresee it happening and what do you plan to do or say if it does? > > Marcia Yudkin > www.yudkin.com SPECIAL ANNOUNCEMENT Western MA Small Businesses & Entrepreneurs SBA Administrator Jovita Carranza's Response to the President’s Declaration of a National Emergency The President’s decision to declare a national emergency represents another significant and very important step in reducing barriers to public health and protecting America’s 30 million small businesses from the threat posed by Coronavirus (COVID-19). The President’s declaration, coupled with the Administration’s unprecedented efforts to mobilize and involve the full force of the federal government and the private sector — including leaders in science, medicine, transportation, finance and business — will help save lives and reduce economic disruptions in every community. The SBA is strongly committed to providing the most effective and customer-focused response possible to support small businesses that have incurred substantial economic loss as a result of the outbreak. The Agency is working closely with Governors to make up to $2 million in targeted, low-interest disaster recovery loans available to any small business enterprise that has been severely impacted by the situation. Read the full press release <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsds8XabAdfOZTMoEwChnlwssfpPpOLlKZr00XQKsvGdwlh7AunZ_QD50VxK2hFSUhKNjqt8LCAtRL9ynn9AAAgbkQRA_38DoCyw_IM-0Xgf8A2mONJ8Hbtgqw2c6eaxRwHWP6cn_Q3XU3jyY06RYqZYT0sbq2K_h4Cr72sHVADiFGB8EqXJ3liZDqVM6w8DasNHAJlptj2dzvjSwXV7hh5fxJjX1y7k6KYn-GaIaFXmjHaqDxPeSuXTs4oc1N3BswxFljVK93tiXIWWDbyTMpGvuxXFsDCgtFQMawiP2Vld8-CsCrFFBJ85SP7YF9cZM57_mgO2uJrq0cxFbMo9dCNoDoiZkhv2UCU7GswmgJ6hHR8lST_7u82ho525lbrDyTWV_an_8BfzpdApDg5Ad5prbBisSO4XRofqaVgK2CvHtt5a36xXggcqaIo983jKNTaEpXbEUYtGc9XG6EMvdIoKVtGqnL-uzCfu_yz3vlxieHMY3ydNZ_R5VtIRlh7cvrNjG9BrT8BKk8R6qkp2-EZjGXJHlg1bdAQNlDvJuwVbjWb1An420dxPkTF8JQEv4-fTb9ydrpgai3QEH5fkqOUHiPg8kt6HsFdZ3RS3PlBteh2ealjrT-9SYjAar4GUm8GkC8qdLaewsPmzsajqL9Fi9XGIIUAmmHt6XCNIKj64BKB4MzUOE0RJ6ALgGMk9vVs0bSqz2QeKg=&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==> UPDATE FROM SBA's DISTRICT OFFICE In response to the current situation, the SBA is currently working closely with the Commonwealth of Massachusetts Emergency Management Agency (MEMA) and the Baker Administration to activate the Economic Injury Disaster Loan (EIDL) program which would provide disaster financial assistance to eligible businesses and non-profits impacted by COVID-19. The 1st step in this process is for counties in Massachusetts to meet a minimum threshold of affected businesses within MA. Affected small businesses and non-profits should download, complete, and submit the SBA EIDL Worksheet <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsE3DjtZbuFr5dU8utOGSnJjnKtthGrngbgH7dT9ojM6OHZv7N9vRsi1CmhWB4XVE6CXRuXlhsv16P18ByNRwTusT4x92J_P9W_kNip2eDPEs96YCGxdjY-v5OiAopmcnv3f3ORQoxeYDAXNYgvTd1nA==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==>to expedite activation of the EIDL program. Please share this information with the small business communities impacted and encourage them to submit it as soon as possible. * Completed forms can be submitted by email to Disaster.Recovery at mass.gov <mailto:Disaster.Recovery at mass.gov> or by fax to (508) 820-1401. If you do fax the form, please include your email. Please note, this initial survey form is not a SBA loan application. * When the EIDL program is activated, the small businesses will be contacted to apply directly to SBA’s Disaster Assistance page: www.sba.gov/disaster <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsQGxAJzWIiwE04LS3hh9_9jQw3WqbeF-MliCdJertCZsnUa5cTdiEVUh87L2BA0aYBJnsd4gkIW44PfTaHEIoXg==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==> and this website will be updated with application details. For questions, please contact Disaster.Recovery at mass.gov <mailto:Disaster.Recovery at mass.gov> * About the EIDL program: EIDLs provide small businesses with working capital loans of up to $2 million to help meet financial obligations and operating expenses until normal operations resume. 1-on-1 Business Advisory Appointments The Massachusetts Small Business Development Center Network is committed to helping your business succeed in Massachusetts. While face-to-face meetings have been paused for the time being, we will continue to offer business advisory services via phone or video conferencing. INSTRUCTIONS FOR NEW CLIENTS Please complete our online Request for Counseling form <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPHDVedY1jbHMdWAhGsDY4ErzZFmoCOfPj9iyBZsjHCOtjiolj4Cqz6YlPTvynxs38AlPgKDazD9Yl_HdR3jUq9M-biE1BaApCq010iax7z72&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==>. This information will be sent directly to the Western Regional Office and a staff member will contact you via email to set up an appointment with a business advisor. EXISTING CLIENTS Please contact your advisor directly via email or send an email to MSBDC at msbdc.umass.edu <mailto:MSBDC at msbdc.umass.edu>to request a 1-on-1 appointment with your business advisor. NOTE: All Advisory sessions will be done via phone or videoconferencing using zoom (https://zoom.us/ <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPOrLcjHhGUIg9g0LTPSwkOyCuUR-HkjJGfp2ij2TBn8PDi1ILsJLY73bJR-wb15M3l-oalzgkY1utHAY2mku9aI=&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==>) You may download the free zoom software to ensure your video call goes smoothly or use your computer browser. Please note that to ensure the safety of the general public and our staff, all in-person trainings have been postponed until further notice. Information on the Outbreak of Coronavirus Disease 2019 (COVID-19) The Massachusetts Department of Public Health is working closely with the federal Centers for Disease Control and Prevention (CDC) to provide updated information about the novel coronavirus outbreak. CLICK HERE FOR MORE INFORMATION <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsIyiatIcFW2KsX05X2eKzDinm4Gs-wKjKKR37WYXjaL3ht8hoMT4p3ms2byqxbPqkxEvQCU29Ys0_p9WdJoc0itovcdpsIkqZ9mD8-pfjQifmMrX2xADxECPD0Bs5oPNMrQVUEzxCdPjY0_oJWi9hEkOOPRtoP3dENGLtNSU4aZPteiIZCStl0w==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==> MA SMALL BUSINESS DEVELOPMENT CENTER WESTERN REGIONAL OFFICE | www.msbdc.org/wmass <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPBMMt9jnqDlKpKOBrxZWf9peS19Foy3Dr3N2AovccyffYi9cJyajCsswGnVma1k4Z9r7ql1SISSVTcpMuzThbiA8rgybulavGQ==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==> <http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPBMMt9jnqDlKpKOBrxZWf9peS19Foy3Dr3N2AovccyffYi9cJyajCsswGnVma1k4Z9r7ql1SISSVTcpMuzThbiA8rgybulavGQ==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A==> -- Rich Roth CEO TnR Global Bio and personal blog: http://rizbang.com Building the really big sites: http://www.tnrglobal.com Small/Soho business in the PV: http://www.hidden-tech.net Places to meet for business: http://www.meetmewhere.com And for relaxation: http://www.welovemuseums.com http://www.artonmytv.com/ Helping move the world: http://www.earththrives.com -------------- next part -------------- An HTML attachment was scrubbed... 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