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<p>To add to Marcia comment, I am adding an announcement about
emergency small business loans, due to the COVID-19 shutdown.</p>
<p>PLEASE note the gotcha, there much be enough response to activate
these loans, although I've yet to find what that is.<br>
<br>
In any case, please follow the procedure about filling in the '
SBA EIDL Worksheet' spreadsheet to get this going.</p>
<p>Rich<br>
</p>
<blockquote type="cite">
<pre class="moz-quote-pre" wrap="">Perhaps this question is premature, but given the uncertain and potentially ruinous economic situation for many small businesses right now and in the near future, I am flashing back to the dot-com crash or 2000 or whenever it was, when client after client asked (or demanded) that we cancel contracts or lower the fees.
The appeal then went something like this: "Come on, we are hurting, everyone is hurting, I know we made a deal but you have to be flexible..."
I'm curious: Is that starting to happen in your business? Do you foresee it happening and what do you plan to do or say if it does?
Marcia Yudkin
<a class="moz-txt-link-abbreviated" href="http://www.yudkin.com">www.yudkin.com</a></pre>
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Merriweather, serif; font-weight: bold; font-style: italic;">Small
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<div><span style="font-size: 21px; color:
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Administrator Jovita Carranza's Response
to the President’s Declaration of a
National Emergency</span></div>
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<div><span style="font-size: 15px; color:
rgb(33, 33, 33);">The President’s decision
to declare a national emergency represents
another significant and very important
step in reducing barriers to public health
and protecting America’s 30 million small
businesses from the threat posed by
Coronavirus (COVID-19).</span></div>
<div><br>
</div>
<div><span style="font-size: 15px; color:
rgb(33, 33, 33);">The President’s
declaration, coupled with the
Administration’s unprecedented efforts to
mobilize and involve the full force of the
federal government and the private sector
— including leaders in science, medicine,
transportation, finance and business —
will help save lives and reduce economic
disruptions in every community.</span></div>
<div><br>
</div>
<div><span style="font-size: 15px; color:
rgb(33, 33, 33);">The SBA is strongly
committed to providing the most effective
and customer-focused response possible to
support small businesses that have
incurred substantial economic loss as a
result of the outbreak. The Agency is
working closely with Governors to make up
to $2 million in targeted, low-interest
disaster recovery loans available to any
small business enterprise that has been
severely impacted by the situation.</span></div>
<div><br>
</div>
<div style="text-align: center;"
align="center"><a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsds8XabAdfOZTMoEwChnlwssfpPpOLlKZr00XQKsvGdwlh7AunZ_QD50VxK2hFSUhKNjqt8LCAtRL9ynn9AAAgbkQRA_38DoCyw_IM-0Xgf8A2mONJ8Hbtgqw2c6eaxRwHWP6cn_Q3XU3jyY06RYqZYT0sbq2K_h4Cr72sHVADiFGB8EqXJ3liZDqVM6w8DasNHAJlptj2dzvjSwXV7hh5fxJjX1y7k6KYn-GaIaFXmjHaqDxPeSuXTs4oc1N3BswxFljVK93tiXIWWDbyTMpGvuxXFsDCgtFQMawiP2Vld8-CsCrFFBJ85SP7YF9cZM57_mgO2uJrq0cxFbMo9dCNoDoiZkhv2UCU7GswmgJ6hHR8lST_7u82ho525lbrDyTWV_an_8BfzpdApDg5Ad5prbBisSO4XRofqaVgK2CvHtt5a36xXggcqaIo983jKNTaEpXbEUYtGc9XG6EMvdIoKVtGqnL-uzCfu_yz3vlxieHMY3ydNZ_R5VtIRlh7cvrNjG9BrT8BKk8R6qkp2-EZjGXJHlg1bdAQNlDvJuwVbjWb1An420dxPkTF8JQEv4-fTb9ydrpgai3QEH5fkqOUHiPg8kt6HsFdZ3RS3PlBteh2ealjrT-9SYjAar4GUm8GkC8qdLaewsPmzsajqL9Fi9XGIIUAmmHt6XCNIKj64BKB4MzUOE0RJ6ALgGMk9vVs0bSqz2QeKg=&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
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color: rgb(33, 33, 33); font-family:
Calibri, Helvetica, Arial, sans-serif;
font-weight: bold; font-style: normal;
text-decoration: underline;">Read the full
press release</a></div>
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<div>UPDATE FROM SBA's DISTRICT OFFICE</div>
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<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 16px;">In response
to the current situation, the SBA is
currently working closely with the
Commonwealth of Massachusetts Emergency
Management Agency (MEMA) and the Baker
Administration to activate the Economic
Injury Disaster Loan (EIDL) program which
would provide disaster financial
assistance to eligible businesses and
non-profits impacted by COVID-19.</span></div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 16px;"> </span></div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 22px; font-weight:
bold;">The 1st step in this process is for
counties in Massachusetts to meet a
minimum threshold of affected businesses
within MA.</span></div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 16px;"> </span></div>
<div> <span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 19px;">Affected
small businesses and non-profits should
download, complete, and submit the </span><a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsE3DjtZbuFr5dU8utOGSnJjnKtthGrngbgH7dT9ojM6OHZv7N9vRsi1CmhWB4XVE6CXRuXlhsv16P18ByNRwTusT4x92J_P9W_kNip2eDPEs96YCGxdjY-v5OiAopmcnv3f3ORQoxeYDAXNYgvTd1nA==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
target="_blank" style="color: rgb(33, 33,
33); font-family: Calibri, Helvetica,
Arial, sans-serif; font-size: 19px;
font-weight: bold; font-style: normal;
text-decoration: underline;">SBA EIDL
Worksheet </a><span style="color: rgb(33,
33, 33); font-family: Calibri, Helvetica,
Arial, sans-serif; font-size: 19px;">to
expedite activation of the EIDL program.</span>
</div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> </span></div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;">Please share
this information with the small business
communities impacted and encourage them to
submit it as soon as possible. </span></div>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> </span></div>
<ul>
<li> <span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;">Completed
forms can be submitted by email to </span><a
href="mailto:Disaster.Recovery@mass.gov"
target="_blank" style="color: rgb(33,
33, 33); font-family: Calibri,
Helvetica, Arial, sans-serif; font-size:
15px; font-weight: bold; font-style:
normal; text-decoration: underline;">Disaster.Recovery@mass.gov</a><span
style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> or by fax
to (508) 820-1401. If you do fax the
form, please include your email. </span><span
style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;
font-weight: bold;">Please note, this
initial survey form is not a SBA loan
application.</span> </li>
</ul>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px; font-weight:
bold;"> </span></div>
<ul>
<li> <span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;">When the
EIDL program is activated, the small
businesses will be contacted to apply
directly to SBA’s Disaster Assistance
page: </span><a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsQGxAJzWIiwE04LS3hh9_9jQw3WqbeF-MliCdJertCZsnUa5cTdiEVUh87L2BA0aYBJnsd4gkIW44PfTaHEIoXg==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
target="_blank" style="color: rgb(33,
33, 33); font-family: Calibri,
Helvetica, Arial, sans-serif; font-size:
15px; font-weight: bold; font-style:
normal; text-decoration: underline;">www.sba.gov/disaster</a><span
style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> and this
website will be updated with application
details. For questions, please contact </span><a
href="mailto:Disaster.Recovery@mass.gov"
target="_blank" style="color: rgb(33,
33, 33); font-family: Calibri,
Helvetica, Arial, sans-serif; font-size:
15px; font-weight: bold; font-style:
normal; text-decoration: underline;">Disaster.Recovery@mass.gov</a>
</li>
</ul>
<div><span style="color: rgb(33, 33, 33);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> </span></div>
<ul>
<li><span style="color: rgb(33, 33, 33);
font-size: 16px;">About the EIDL
program: EIDLs provide small businesses
with working capital loans of up to $2
million to help meet financial
obligations and operating expenses until
normal operations resume. </span></li>
</ul>
<div><span style="color: rgb(146, 4, 4);
font-family: Calibri, Helvetica, Arial,
sans-serif; font-size: 15px;"> </span></div>
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rgb(255, 255, 255); font-family: Georgia,
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font-family: Verdana, Geneva, sans-serif;">The
Massachusetts Small Business Development
Center Network is committed to helping
your business succeed in Massachusetts.</span></div>
<div><br>
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<div><span style="font-size: 18px;
font-family: Verdana, Geneva, sans-serif;">While
face-to-face meetings have been paused for
the time being, we will continue to offer
business advisory services via phone or
video conferencing. </span></div>
<div><br>
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<div><span style="font-size: 16px; color:
rgb(209, 6, 6); font-weight: bold;
font-family: Verdana, Geneva, sans-serif;">INSTRUCTIONS
FOR NEW CLIENTS</span></div>
<div> <span style="font-size: 16px;
font-family: Verdana, Geneva, sans-serif;">Please
complete our </span><a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPHDVedY1jbHMdWAhGsDY4ErzZFmoCOfPj9iyBZsjHCOtjiolj4Cqz6YlPTvynxs38AlPgKDazD9Yl_HdR3jUq9M-biE1BaApCq010iax7z72&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
target="_blank" style="font-size: 16px;
font-family: Verdana, Geneva, sans-serif;
color: #1218C7; font-weight: bold;
font-style: normal; text-decoration:
underline;">online Request for Counseling
form</a><span style="font-size: 16px;
font-family: Verdana, Geneva, sans-serif;">. This
information will be sent directly to the
Western Regional Office and </span><span
style="font-size: 16px; font-family:
Verdana, Geneva, sans-serif; font-weight:
bold;">a staff member will contact you via
email </span><span style="font-size:
16px; font-family: Verdana, Geneva,
sans-serif;">to set up an appointment with
a business advisor. </span> </div>
<div><br>
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<div><span style="font-size: 16px; color:
rgb(209, 6, 6); font-weight: bold;
font-family: Verdana, Geneva, sans-serif;">EXISTING
CLIENTS</span></div>
<div> <span style="font-size: 16px;
font-family: Verdana, Geneva, sans-serif;">Please
contact your advisor directly via email or
send an email to </span><a
href="mailto:MSBDC@msbdc.umass.edu"
target="_blank" style="font-size: 16px;
font-family: Verdana, Geneva, sans-serif;
color: #1218C7; font-weight: bold;
font-style: normal; text-decoration:
underline;">MSBDC@msbdc.umass.edu</a><span
style="font-size: 16px; font-family:
Verdana, Geneva, sans-serif;"> to request
a 1-on-1 appointment with your business
advisor.</span> </div>
<div><br>
</div>
<div style="text-align: center;"
align="center"><span style="font-weight:
bold; font-family: Verdana, Geneva,
sans-serif; font-size: 16px;">NOTE:</span></div>
<div style="text-align: center;"
align="center"> <span style="font-family:
Verdana, Geneva, sans-serif; font-size:
16px;">All Advisory sessions will be done
via phone or videoconferencing using zoom
(</span><a
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target="_blank" style="font-family:
Verdana, Geneva, sans-serif; font-size:
16px; color: #1218C7; font-weight: bold;
font-style: normal; text-decoration:
underline;">https://zoom.us/</a><span
style="font-family: Verdana, Geneva,
sans-serif; font-size: 16px;">) You may
download the free zoom software to ensure
your video call goes smoothly or use your
computer browser.</span> </div>
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<div><a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPPoSY3W2u2dsIyiatIcFW2KsX05X2eKzDinm4Gs-wKjKKR37WYXjaL3ht8hoMT4p3ms2byqxbPqkxEvQCU29Ys0_p9WdJoc0itovcdpsIkqZ9mD8-pfjQifmMrX2xADxECPD0Bs5oPNMrQVUEzxCdPjY0_oJWi9hEkOOPRtoP3dENGLtNSU4aZPteiIZCStl0w==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
target="_blank" style="color: #1218C7;
font-weight: bold; font-style: normal;
text-decoration: underline;">CLICK HERE
FOR MORE INFORMATION</a></div>
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<div> <span style="font-weight: bold;">MA SMALL BUSINESS
DEVELOPMENT CENTER WESTERN REGIONAL OFFICE</span> | <a
href="http://r20.rs6.net/tn.jsp?f=001GAC9bGvAuNACMBgvp5-MH3j9hWb9A_qLfO0gwJ3dgjhxYqOhcWlHPBMMt9jnqDlKpKOBrxZWf9peS19Foy3Dr3N2AovccyffYi9cJyajCsswGnVma1k4Z9r7ql1SISSVTcpMuzThbiA8rgybulavGQ==&c=3vxLcS3_MMl7QNowJLWX2eHlACGG5ZcJi1vUkpQ2aujiWanDR7Sbyg==&ch=EoNwF4YnicVMnBf7eH7bw-2QwPRh9A-R20YiH1VMpk69odrFstWR9A=="
target="_blank" style="color: #1218C7; font-weight: bold;
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<pre class="moz-signature" cols="72">--
Rich Roth
CEO TnR Global
Bio and personal blog: <a class="moz-txt-link-freetext" href="http://rizbang.com">http://rizbang.com</a>
Building the really big sites: <a class="moz-txt-link-freetext" href="http://www.tnrglobal.com">http://www.tnrglobal.com</a>
Small/Soho business in the PV: <a class="moz-txt-link-freetext" href="http://www.hidden-tech.net">http://www.hidden-tech.net</a>
Places to meet for business: <a class="moz-txt-link-freetext" href="http://www.meetmewhere.com">http://www.meetmewhere.com</a>
And for relaxation: <a class="moz-txt-link-freetext" href="http://www.welovemuseums.com">http://www.welovemuseums.com</a>
<a class="moz-txt-link-freetext" href="http://www.artonmytv.com/">http://www.artonmytv.com/</a>
Helping move the world: <a class="moz-txt-link-freetext" href="http://www.earththrives.com">http://www.earththrives.com</a></pre>
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