[Hidden-tech] certificate of insurance question

[Don Lesser]

This is for training and programming at MHC and Amherst College. Both contracts were blanket contracts for extended periods and multiple projects which might have made the difference.

-------- Original Message --------
> From: "Lynn Nichols" <lynn at starstruckdesign.com>
> Sent: Thursday, January 05, 2012 9:48 AM
> To: dlesser at ptraining.com
> Subject: Re: [Hidden-tech] certificate of insurance question
> 
> You mentioned that the colleges require General Liability insurance... 
> this must be a relatively new phenomenon as we did a site for UMass 
> Amherst about 7 years ago and didn't need one...
> 
> Lynn
> 
> -- 
> Lynn A. Nichols, Starstruck Design
> Gill, MA . 413-863-7752 . lynn at starstruckdesign.com
> http://www.starstruckdesign.com . http://www.shopwesternmass.com
> 
> 
> On 1/5/12 7:43 AM, Don Lesser wrote:
> 
> > There are two policies--the General Liability and the Workman's Comp. Every
> > independent contractor is supposed to have Workman's Comp insurance but I
> > have yet to meet one who does (it is the equivalent, I think, of paying
> > Workman's Comp as part of paycheck). As a company, we have both at a cost
> > of around 1000 a year each (I am not at work and can't check the exact
> > figures.) Getting a lot of contracts is contingent on our having them--the
> > colleges and some large employers in the area needed the General Liability
> > (for $1,000,000) before they would sign a contract with us. I believe it
> > covers you for things like getting hurt at their locations, etc.