[Hidden-tech] certificate of insurance question

[Lynn Nichols]

You mentioned that the colleges require General Liability insurance... 
this must be a relatively new phenomenon as we did a site for UMass 
Amherst about 7 years ago and didn't need one...

Lynn

-- 
Lynn A. Nichols, Starstruck Design
Gill, MA • 413-863-7752 • lynn at starstruckdesign.com
http://www.starstruckdesign.com • http://www.shopwesternmass.com


On 1/5/12 7:43 AM, Don Lesser wrote:

> There are two policies--the General Liability and the Workman's Comp. Every
> independent contractor is supposed to have Workman's Comp insurance but I
> have yet to meet one who does (it is the equivalent, I think, of paying
> Workman's Comp as part of paycheck). As a company, we have both at a cost
> of around 1000 a year each (I am not at work and can't check the exact
> figures.) Getting a lot of contracts is contingent on our having them--the
> colleges and some large employers in the area needed the General Liability
> (for $1,000,000) before they would sign a contract with us. I believe it
> covers you for things like getting hurt at their locations, etc.