[Hidden-tech] errors & ommisions insurance for web designers

[Jeremy Dunn]

Nancy,

Try techinsurance.com

E&O insurance _is_ very expensive.   I do not think it is necessary and do not carry it myself.  I do IT Project Management and database work where I often have full access to the software, systems, and proprietary data of my clients, usually under non-disclosure.  When I have gotten quotes in the past they have often run in the range of $5000/year, typically based on annual revenue.  Larger firms will pay more, smaller perhaps a bit less.

If you are working on-site at your client locations, a general liability policy would be a good idea.  This covers any harm you may do to computer equipment or property that belongs to them.   I pay $350/year for $1M coverage.

- Jeremy
  ----- Original Message ----- 
  From: Nancy Salwen 
  To: hidden-discuss at lists.hidden-tech.net 
  Sent: Thursday, March 05, 2009 9:28 AM
  Subject: [Hidden-tech] errors & ommisions insurance for web designers


     ** Be sure to fill out the survey/skills inventory in the member's area.
     ** If you did, we all thank you.





------------------------------------------------------------------------------


  Hi Everyone,


  I am interested in hearing what other web designers are doing about errors and omissions insurance - do you guys think it's a good idea? I belong to a business group full of non-web designers who insist that I should have it - and I do think it would make me more comfortable but as I've looked around I see awfully high prices - higher that what some medical practitioners are paying!


  Any thoughts or recommendations in general? Any suggestions about where to shop for liability / errors and omissions ins. for web designer-developers? Are there associations with good group rates? I've looked around but not found any...


  Thanks so much!
  Nancy
  ______________________________

  Nancy Salwen

  nancy at salwen.net

  http://www.salwen.net

  603-357-4693




  Salwen Graphic Design

  for Marketing and Communication

  In Print and on the Web








------------------------------------------------------------------------------


  _______________________________________________
  Hidden-discuss mailing list - home page: http://www.hidden-tech.net
  Hidden-discuss at lists.hidden-tech.net

  You are receiving this because you are on the Hidden-Tech Discussion list.
  If you would like to change your list preferences, Go to the Members   
  page on the Hidden Tech Web site.
  http://www.hidden-tech.net/members
-------------- next part --------------
An HTML attachment was scrubbed...
URL: http://lists.hidden-tech.net/pipermail/hidden-discuss/attachments/20090305/b123ea42/attachment.html