[Hidden-tech] errors & ommisions insurance for web designers

[Adell Donaghue]

On 3/5/09 10:51 AM, "Jeremy Dunn" <jeremy.j.dunn at gmail.com> wrote:

>    ** Be sure to fill out the survey/skills inventory in the member's area.
>    ** If you did, we all thank you.
> 
> 
> 
> 
> Nancy,
> 
> I agree with Jeremy. I have run a small design/communications business
> (including all manner of graphic design, print, web and environmental signage
> for close to 20 years). I carry a general liability policy for $1M in
> coverage. E&O insurance is generally carried by print shops (where jobs can
> run in the hundreds of thousands of dollars) and larger ad agencies where
> errors in print can be costly.
> 
> Hope this info helps.
> 
> Adell
> 
> www.adelldonaghue.com
> 
> Nancy,
>  
> Try techinsurance.com
>  
> E&O insurance _is_ very expensive.   I do not think it is necessary and do not
> carry it myself.  I do IT Project Management and database work where I often
> have full access to the software, systems, and proprietary data of my clients,
> usually under non-disclosure.  When I have gotten quotes in the past they have
> often run in the range of $5000/year, typically based on annual revenue.
> Larger firms will pay more, smaller perhaps a bit less.
>  
> If you are working on-site at your client locations, a general liability
> policy would be a good idea.  This covers any harm you may do to computer
> equipment or property that belongs to them.   I pay $350/year for $1M
> coverage.
>  
> - Jeremy
>> ----- Original Message -----
>> From: Nancy Salwen <mailto:nancy at salwen.net>
>> To: hidden-discuss at lists.hidden-tech.net
>> Sent: Thursday, March 05, 2009 9:28 AM
>> Subject: [Hidden-tech] errors & ommisions insurance for web designers
>> 
>>    ** Be sure to fill out the survey/skills inventory in the member's area.
>>    ** If you did, we all thank you.
>> 
>> 
>> 
>> 
>> Hi Everyone, 
>> 
>> I am interested in hearing what other web designers are doing about errors
>> and omissions insurance - do you guys think it's a good idea? I belong to a
>> business group full of non-web designers who insist that I should have it -
>> and I do think it would make me more comfortable but as I've looked around I
>> see awfully high prices - higher that what some medical practitioners are
>> paying! 
>> 
>> Any thoughts or recommendations in general? Any suggestions about where to
>> shop for liability / errors and omissions ins. for web designer-developers?
>> Are there associations with good group rates? I've looked around but not
>> found any...
>> 
>> Thanks so much!
>> Nancy 
>> ______________________________
>> 
>> Nancy Salwen
>> 
>> nancy at salwen.net
>> 
>> http://www.salwen.net
>> 
>> 603-357-4693
>> 
>> 
>> 
>> Salwen Graphic Design
>> 
>> for Marketing and Communication
>> 
>> In Print and on the Web
>> 
>> 
>> 
>> 
>> 
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