I've been happy with a simple self-employed retirement plan through the Freelancers Union. It's managed by Milliman and Charles Schwab and from what I can tell, it's a good deal. https://www.freelancersunion.org/benefits/retirement/ I'd love to hear what others think about this. I wanted to begin saving again and this was an easy way to get started. Lisa > > > On 5/28/2013 11:17 AM, Mark Firehammer wrote: >> ** Be sure to fill out the survey/skills inventory in the member's area. >> ** If you did, we all thank you. >> >> >> >> >> >> On Tue, May 28, 2013 at 8:38 AM, Andy Klapper <andytk at charter.net> wrote: >>> ** Be sure to fill out the survey/skills inventory in the member's area. >>> ** If you did, we all thank you. >>> >>> >>> >>> I was wondering if anybody spent any time looking at 401k plans for companies of one. I have a plan through T. Rowe Price for my consulting business that only employs me and I have nothing bad to say about them other than I fear that I’m paying too much in fees. This fear isn’t based on anything other than an NPR report saying that 401k fees are too high and that I went with T. Rowe Price went I started my business because my last full time employer used T. Rowe Price. >>> >>> >>> >>> This is a long way of saying that I never shopped for a 401k plan and I was wondering if any of my esteemed hidden tech company of one colleagues has spent the time evaluating 401k providers and can share the fruits of their efforts with me. I also figure this may be something of interest to others as the 401k deduction is quite generous for sole proprietors. (Strictly speaking it’s a combination of SEP and 401k but I use 401k because more people know 401k’s than SEP’s, even if they are functionally the same and simply different parts of the tax code, at least as far as I can tell). >>> >>> >>> >>> >>> >>> Thank you in advanced, >>> >>> >>> >>> >>> >>> Andy. >>> >>> -------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.hidden-tech.net/pipermail/hidden-discuss/attachments/20130528/46fcd7ae/attachment.html