[Hidden-tech] errors & ommisions insurance for web designers

[Lynne Rudié]

I don't carry E&O insurance, mostly because it's so expensive. But I  
always have my clients sign off on anything I do before it gets  
published and my invoices include a disclaimer about how final  
proofing is the client's responsibility. This is, of course, easier to  
do on print-based materials than projects for the web and other media  
but it works for me. But perhaps you can think about some kind of  
client sign-off that will help keep you covered without the high cost  
of insurance.
	
If anybody else has a well-written disclaimer and would like to share  
the wording I'd certainly be interested to know what it is.
	Thanks
	Lynne


On Mar 6, 2009, at 7:06 AM, Nancy Salwen wrote:

>   ** Be sure to fill out the survey/skills inventory in the member's  
> area.
>   ** If you did, we all thank you.
>
>
> Thank you all for your feedback!
>
> What I gather from what most of you say, is that the cost of E&O  
> makes it unrealistic for my small sole-proprietorship and that in  
> addition it's probably unnecessary...  but do you worry about being  
> held responsible in the event of an e-commerce site that you've  
> developed being hacked and a customer (or customer's customer)  
> losing money? Maybe I just worry about things too much!
>
> Thanks,
> Nancy
> _
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