[Hidden-tech] RE: errors & ommisions insurance for web designers

Jacob M Del Hagen delhagen at techistry.com
Thu Mar 5 14:26:36 EST 2009


Techistry does carry this do to the nature of some of the contracts , 
and many larger contracts will in fact Require it. 

NOTE :  However, the only time we went to use it was nothing was covered 
. My experiences is the insurance firms only offer this as a way to make 
a few bucks and really are not sophisticated enough to actual pay out in 
terms of codeing or business losses and other types of work we all do. 

If you can avoid it leave it , right now do not trust the insurance 
company's to really offer what you need.

My two cents as well




Marcia Yudkin wrote:
>    ** Be sure to fill out the survey/skills inventory in the member's area.
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>
>
>   
>> Errors and
>> omissions is ridiculous
>> expensive in our business.  We used to have it, but
>> I’ve instituted
>> a policy of always making right with the customer
>> instead.  So if we ever
>> make a mistake or have a print error or anything I eat the
>> cost.  It’s
>> much cheaper. Plus we are very diligent with making sure we
>> don’t have
>> errors that we or the client will get sued for. 
>>  
>>     
>
> I totally agree with this.  I have been self-employed for 28 years and (knock on wood) never been sued.  I don't think any of my colleagues who do what I do have been sued, either.
>
> Recently I was up for a contract with an international aid organization, and we were all agreed on the terms of the work, except that their contract stated that I had to have errors & omissions insurance.  I told them that I "self-insured" (a good phrase to use).  I wasn't sure there was going to be a way to settle this, because they're big enough to have a contracts department, but they came back and added a clause to the contract saying that errors and omissions would be covered under their policy for this project.
>
> A pretty good outcome!
>
> Marcia Yudkin
> www.yudkin.com
> Goshen
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-- 
Jacob M Del Hagen
P.O. Box 458 
EastHampton , MA
01027
413-529-2311
delhagen at techistry.com



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