I'd wait a month :) the 'strange' part is only that their facts are just wrong -- well I guess that's not so strange On 12/14/2009 6:14 PM, Robert Heller wrote: > ** Be sure to fill out the survey/skills inventory in the member's area. > ** If you did, we all thank you. > > > At Mon, 14 Dec 2009 17:59:29 -0500 rich at tnrglobal.com wrote: > > >> This is part of the "big is easy" attitude - it's not 'worth' a bank's >> time to do a loan that small, >> > I wonder what the bank would do if I went and got a $5,000.00 loan, and > then paid them $4,750 the day the loan came through... Probably freak > out on some level... It might even totally trash my credit rating or > something stupid. > > >> SBA charges more for loans under $7K (I think that's the number) because >> "they are riskier" >> > This is strange. Unless 'riskier' really means 'less profitable', in > than the finance charges on a smaller loan are less. > > >> The interesting part is so called micro loans are far less risky, based >> on statistics collected world wide. >> > This is believable. > > >> This is exactly the feed back we need to collect if we are going to be >> listened to, >> all the stats say our sized businesses create more jobs -- yet I've seen >> no level of gov't >> put their money (make that our money) where the real jobs are >> >> Rich >> >> On 12/14/2009 5:17 PM, Robert Heller wrote: >> >>> BTW, I don't think there is anyone in HT who is what is defined as >>> >>>> 'small business' >>>> we are now defined as micro-business - small is $5-100Mill >>>> >>>> So a question to all of you - who is interested in discussing how to get >>>> all these agencies spending our money to put in back into HT type >>>> businesses ? >>>> >>>> >>> I am. It is impossible to get a 'small' small business loan -- I need to >>> borrow about $250.00 for a new printer, but the bank's minimum loan is >>> like $5,000.00. And no, I don't want to get a credit card -- that is >>> more hassle than it is worth. >>> >>> >> > -- Rich Roth CEO On-the-net Bringing you complex online systems since the net was young http://www.tnrglobal.com - Blog: http://www.rizbang.com Helping move the world: http://www.earththrives.com