[Hidden-tech] Self Employed Health Insurance

[Dan Green]

The MA Business Association gives you access to the Tufts plans at better
rates along with some other options.
http://www.mbamembership.com/


The New England Association for the Self-Employed has a few health insurance
options, some as low as 190 per month.  Read the contracts and feel free to
give me a call.  I learned in one of the hardest ways possible about fine
print, exceptions, and the ins and outs of this interesting system of ours. 
http://www.nase.org/




Dan Green
www.hampdencounty.truepresence.com

498 South Gulf Road
Belchertown, MA  01007
PH: (413) 253-3400
Fax (413) 253-3401

Member of the Gerson Lehrman Group of
Business Consultants
http://www.thecouncils.com

498 South Gulf Road
Belchertown, MA  01007
PH: (413) 253-3400
Fax (413) 253-3401

-----Original Message-----
From: hidden-discuss-bounces at lists.hidden-tech.net
[mailto:hidden-discuss-bounces at lists.hidden-tech.net] On Behalf Of Mark
Bucciarelli
Sent: Wednesday, May 10, 2006 9:48 AM
To: lisa cody
Cc: hidden-discuss at lists.hidden-tech.net
Subject: Re: [Hidden-tech] Self Employed Health Insurance

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On Tue, May 09, 2006 at 06:12:47PM -0700, lisa cody wrote:

> I've been looking around for health insurance for myself and my
> spouse. Hearing a lot of quotes but the rates are out of reach right
> now. ($400 a month for catastrophic plan w/ high deductible) We would
> like a high deductible plan ($5000 or higher) that would cover us 100%
> if something bad happened (injury/illness) ....we plan to supplement
> this w/ an HSA (health spending account). Does anyone have any ideas
> or things they have tried that might work for us?

This is hard to find in Massachusetts, I believe in part because the
legislature mandates insurance policies cover some items (mental health,
etc).

The best deal I could find was $620/month for catastrophic coverage for
my family with Mid-West National Life.

But be very careful--a friend with the exact same coverage, had a baby
that required a lot of hospital care, and he ended up $250,000 in the
hole. The fine print can be tricky. In retrospect, it would have been a
wise investment to have hired an insurance agent to help me. (My wife
now has a job that provides insurance.)

Good luck,

m
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