Good luck. Short of moving to Canada or working for a company that provides it, health insurance is a problem. Our solution was to join a group, such as the Chamber of Commerce, and get health insurance through them. Chamber membership has other benefits (networking, business opportunities, support), but it does cost $150-$300 per year, depending on the number of employees and the specific chamber. You'd have to figure in all of these costs, of course. I am not up on the various plans, but I am sure you can get quotes. This is certainly an opportunity for Hidden Tech to join a group (perhaps through RTA) to provide health insurance. You will also spend a lot more on a family plan since most family plans assume you have several children and charge accordingly. By way of comparison, our health plan is $338/mn for individuals and about $840 per month for a family, but we have the more usual co-payments and some drug coverage. We get ours through, I believe the Noho Chamber of Commerce and use American Benefits Group as administrators. Don Lesser Pioneer Training, Inc. 14 Bobala Road Holyoke, MA 01040 (413) 536-1030 (413) 552-0472 www.ptraining.com dlesser at ptraining.com _____ From: hidden-discuss-bounces at lists.hidden-tech.net [mailto:hidden-discuss-bounces at lists.hidden-tech.net] On Behalf Of lisa cody Sent: Tuesday, May 09, 2006 9:13 PM To: hidden-discuss at lists.hidden-tech.net Subject: [Hidden-tech] Self Employed Health Insurance I've been looking around for health insurance for myself and my spouse. Hearing a lot of quotes but the rates are out of reach right now. ($400 a month for catastrophic plan w/ high deductible) We would like a high deductible plan ($5000 or higher) that would cover us 100% if something bad happened (injury/illness) ....we plan to supplement this w/ an HSA (health spending account). Does anyone have any ideas or things they have tried that might work for us? Thanks _____ Yahoo! Mail goes everywhere you do. Get <http://us.rd.yahoo.com/evt=31132/*http:/mobile.yahoo.com/services?promote=m ail> it on your phone. -------------- next part -------------- An HTML attachment was scrubbed... URL: http://lists.hidden-tech.net/pipermail/hidden-discuss/attachments/20060510/beae621f/attachment-0004.html