[Hidden-tech] Self Employed Health Insurance

[Don Lesser]

Good luck. Short of moving to Canada or working for a company that provides
it, health insurance is a problem. Our solution was to join a group, such as
the Chamber of Commerce, and get health insurance through them. Chamber
membership has other benefits (networking, business opportunities, support),
but it does cost $150-$300 per year, depending on the number of employees
and the specific chamber. You'd have to figure in all of these costs, of
course. I am not up on the various plans, but I am sure you can get quotes.
This is certainly an opportunity for Hidden Tech to join a group (perhaps
through RTA) to provide health insurance. 

 

You will also spend a lot more on a family plan since most family plans
assume you have several children and charge accordingly. By way of
comparison, our health plan is $338/mn for individuals and about $840 per
month for a family, but we have the more usual co-payments and some drug
coverage. We get ours through, I believe the Noho Chamber of Commerce and
use American Benefits Group as administrators. 

 

Don Lesser

Pioneer Training, Inc.

14 Bobala Road

Holyoke, MA 01040

(413) 536-1030

(413) 552-0472

www.ptraining.com

dlesser at ptraining.com

 

  _____  

From: hidden-discuss-bounces at lists.hidden-tech.net
[mailto:hidden-discuss-bounces at lists.hidden-tech.net] On Behalf Of lisa cody
Sent: Tuesday, May 09, 2006 9:13 PM
To: hidden-discuss at lists.hidden-tech.net
Subject: [Hidden-tech] Self Employed Health Insurance

 

I've been looking around for health insurance for myself and my spouse.
Hearing a lot of quotes but the rates are out of reach right now. 

($400 a month for catastrophic plan w/ high deductible)

We would like a high deductible plan ($5000 or higher) that would cover us
100% if something bad happened (injury/illness) ....we plan to supplement
this w/ an HSA (health spending account).

Does anyone have any ideas or things they have tried that might work for us?

 

Thanks 

  _____  

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