[Hidden-tech] Health insurance - HSA experience?

[Jim Ussailis]

Another comment on the subj of health ins.

Several years ago I was doing my thing for a group in the valley & 
attended a show in CT. I stopped by several health insurance company 
booths and got the same response:

If you are an business, and buy health ins for employees, the better 
deals are made when the "group" contains three or more employees. The 
discount between two and three employees is between $70 and $100 per 
month per employee.

I was told that the rates were essentially the same for MA as CT.


Jim Ussailis

jim at nationalwireless.com

PS I also found that the rate for a two employee business is based on the 
oldest employee of the "group," which in my case is me. I paid $437 for 
myself until I turned 65. Now I thank each and every one of you for your 
contribution to Medicare.



On Tue, 1 Mar 2005, Garth Shaneyfelt wrote:

> 
> >  This state just isn't set up to make
> >insurance affordable for anyone, self-employed or otherwise.
> 
> Sad, but true.   Although in 2006, there might be a Constitutional 
> amendment to ensure health care for all.
> 
> I have found that BCBS Direct Pay seems to have pretty decent rates [at 
> least for Western 
> Mass]. 
> http://www.bcbsma.com/common/en_US/healthPlansIndex.jsp?levelOneDotFiveCategory=Direct+Pay
> 
> For instance you can get a COUPLE plan [with drug benefit] for $675/month; 
> single for $350  [$250/mo if you can get by without drug benefit].
> 
> For us, this ALMOST beats the 50% share I have to pay for my BCBS HMO plan 
> through my empolyer.
> 
> hope this helps
> -Garth 
> 
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