Hello hidden tech world II am self employed. 90% of my income comes from carpentry work. Very few of my clients ask for 1099. I hit 70 on June 1st 2025. I am looking for advice to optimize my SS in retirement. Also interested in someone knowledgeable about Tax Relief programs. Many thanks Tim -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.hidden-tech.net/pipermail/hidden-discuss/attachments/20231207/83c8e506/attachment.html>