[Hidden-tech] Question re: finances

[Tish Grier]

I have an accountant who, because I'm very
low-overhead, is keeping her charges very low also.  I
still have to do my own general bookkeeping, but just
forward her my spreadsheets and she takes care of
telling me what I need to pay/not pay.  Right now,
it's "not pay" because I have alot of job-related
travel expenses.  

My sense is that there's no simple solution and that
with being independent and a contractor comes the
responsibility of taking care of The Finances as if
one was an employer. Technicall, you *are* employing
yourself. 

For me, if I wanted someone who was going to take care
of *everything,* I'd get a "day job" again.  

The bigger problem, though, is medical insurance.  The
best coverage remains through employers--unless you're
independently wealthy.  It's horrific that we live in
a country where there are so many medical
advancements, yet so many people do not have access to
them (and I'm talking the middle-class too.)

sorry 'bout that little rant...just one of those
things :-)

Tish

--- Jeff Rutherford <jeff at trylonsmr.com> wrote:

>    ** Be a Good Dobee and help the group, you must
> be counted to post .
>    ** Fill out the survey/skills inventory in the
> member's area.
> 
> 
> Here's a question for everyone.
> 
> Since I absolutely hate having to keep track of
> quarterly estimated
> taxes (several times I've had to scramble and come
> up with large sums to
> cover taxes), I'm wondering if a service exists to
> deal with this.
> 
> Ideally, what I would like to do is have a service
> similar to
> Administaff or Paychex where every time I received a
> contractor payment
> from a client (with no taxes deducted of course),
> that I could send the
> gross amount to the service and they would deduct
> the appropriate
> amounts of taxes, FICA, etc., and take care of those
> payments so that I
> don't have to keep track of those amounts.
> 
> I don't know if something like this exists. Of
> course, I could hire a
> bookkeeper, but I'd rather have a service that
> automatically deducts
> those taxes from the various payments I received,
> and keep track of
> those taxes for me.
> 
> It's my understanding that the two services I
> mentioned above are set up
> to handle a regular salary situation vs. a
> fluctuating contractor income
> that is not the same every month.
> 
> Any ideas would be appreciated. Thanks.
> 
> Jeff
> 
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