[Hidden-tech] Looking for answers to health savings account questions

[Michael Oberther]

Call Paychex.
On Dec 5, 2014 5:30 PM, "Andy Klapper" <andytk at charter.net> wrote:

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> Does anybody know of a resource I can talk to about health savings
> accounts?  The bank is unwilling or unable to answer any questions and my
> situation is not vanilla but probably not that unusual either.
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> Background – health savings accounts allow you to save money tax free for
> medical expenses.  Unlike a FLEX spending plan money saved in a health
> savings account can be rolled over year after year.
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> Normally a self-employed person like myself would get a cheap large
> deductible healthcare plan and couple that with a health savings account to
> cover things like flu shots and doctor’s visits.
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> I already have insurance through my wife however but her plan doesn’t
> provide health savings accounts only FLEX spending plans.  My main reason
> for wanting such an account is because I’m thinking about some elective
> medical expenses next year but will not have a dollar figure before my wife
> has to lock in her FLEX amount.  Given that FLEX plans are use it or lose
> it setting it too high means lots of contacts and glasses at the end of the
> year to burn through left over money and setting it too low is a loss of
> tax savings.
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> I am hoping that I can set up a health savings plan in January when I do
> know the amount.  There are many questions that I need answered and I’d
> rather not get an accountant for a questions that could be a simple, yes I
> can or no I cannot.  In fact I’m hoping that some resource for the
> self-employed, government or private, will be able to help me determine
> what is and what is not possible.
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> So has anybody else been in my situation before or know of somebody I can
> call to get a couple of questions answered?
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> Andy.
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> Andy Klapper
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> Asgard Technology Group, LLC
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> Making Complex Software Simple
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> High Speed Multi-Threading Specialists
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> 5 Anna Marie Lane
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> East Longmeadow, MA 01028
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> Andy at Asgard-Tech.com
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> (860) 805-1189 (cell)
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