[Hidden-tech] Retail cart software recommendations

[Bruce Hooke]

Just a quick note, when I looked into it a few years ago, the terms of
service for Square specifically prohibited "Card-not-Present" transactions.
The manual entry system was just for cases where the magnetic stripe on the
card could not be read. Of course they are unlikely to catch you if it is
just a handful of transactions, but I'd guess that they would quickly get
suspicious if there were lots of manually entered transactions from
cardholders who live far from where the transaction took place. The issue
with card-not-present transactions is that the fraud risk is higher, so the
rates the credit card processor charges the merchant are higher if that
capability is permitted.
 
It is possible that Square has changed their rules since I looked into this.
 
- Bruce

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From: hidden-discuss-bounces at lists.hidden-tech.net
[mailto:hidden-discuss-bounces at lists.hidden-tech.net] On Behalf Of
sammyland at comcast.net
Sent: Sunday, December 16, 2012 3:30 PM
To: Hidden-discuss at lists.hidden-tech.net
Cc: Rich Roth; email list Hidden-Tech
Subject: Re: [Hidden-tech] Retail cart software recommendations


Hi David,

PCI compliance will become the killer of small mail order providers, but if
your clients are going to play, they gotta pay , as they say.

Luckily your client already has credit card authorization through their
store, as it is almost impossible to sign up from scratch now because of
money laundering fears.
A great credit card processor is Authorize.net - very flexible and you can
either use a terminal or manually enter the number and they notify the
cardholder of the purchase, etc...they are great - we've been using them for
years. Does this happen to be their processor? - look into features that
they may not be aware of or using now. Don't know if Authorize.net is
accepting new clients for processing at this time, but check them out.

So, into the theoretical: to be secure, which we all want, requires either a
sophisticated system ($$$ - but well worth it in the long term) or using
PayPal (which seems the most logical for your situation - both they and
their customers can always run the PayPal purchases through their credit
cards).

What about a card reader such as Square, or the Intuit card swipe system
(GoPayment) both of which I believe allow for manual input as well (Rich
mentioned the latter below)
You want to avoid Google because they track everything, and do not use
OsCommerce - BAD BAD BAD

Good luck - how you been?

Bob Heiss (TeaTrekker)


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From: "Paul Stallman" <aliassolutions at gmail.com>
To: "Rich Roth" <webmaster at hidden-tech.net>
Cc: "email list Hidden-Tech" <Hidden-discuss at lists.hidden-tech.net>
Sent: Friday, December 14, 2012 9:47:50 PM
Subject: Re: [Hidden-tech] Retail cart software recommendations

   ** Be sure to fill out the survey/skills inventory in the member's area.
   ** If you did, we all thank you.





I suggest volusion. Its a hosted cart and would allow them to basically do
what they are doing but be pci compliant. 

By nature they have to be paying huge monthly fines for not being pci
compliant now. I think they normally charge at least a 35 per month fee for
that. Not even to get into wisp compliance which has crazy fines per
violation. I have this would solve that because it is already compliant but
let's you just authorize at checkout. I then you can adjust the totals
before actually collecting on the card. The thing is you don't see the
actual cc# which keeps it all compliant. 

On Dec 14, 2012 4:37 PM, "Rich Roth" <webmaster at hidden-tech.net> wrote:


   ** Be sure to fill out the survey/skills inventory in the member's area.
   ** If you did, we all thank you.


Check out: http://intuitpayments.com/card-process

We used it a number of years ago (under the name of ECHO) and it had a many
options including what you described - we coded our own logic,
so I don't know what shopping cart offerings they have.

Rich/webmaster

On 12/14/2012 10:33 AM, David Korpiewski wrote:
>     ** Be sure to fill out the survey/skills inventory in the member's
area.
>     ** If you did, we all thank you.
>
>
> Hi folks,
>     I have a client who runs a small retail shop in Amherst.  They use
> "busybee cart" for several years now for web sales and it allow them to
> receive the credit card information in a file rather than auto paying it
> so that they can make adjustments as needed and only run it once through
> their register.  Their hosting provider seems to be going out of
> business and the busybee software people have disconnected numbers and
> bouncing emails.
>
> Long story short, they need a new cart software that doesn't auto
> process through the likes of paypal or visa directly, but instead will
> queue in a secure file which they can later download or access to then
> get the information and run it through their register.
>
> Can anyone recommend any cart software that easily integrates into a
> site and might be able to do this?   And please don't tell me this is
> horribly insecure and potentially a violation of 201 CMR 17, because I
> already know that, but "the customer is always right" :)
>
> David
>
>
>
>

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