Belated thanks re: the answers to my request for a web seminar hosting service. The recs from Hidden Tech will be very helpful to me in selecting a service. Now I have a related request: I need a transaction and payment services company that can perform debit card services for my clients, interfaced through my software. I have a vendor now, and they're not working out. Basically, my customers need to be able to assign debit cards to their employees, load them, zero them, etc. -- possibly thousands of transactions a day. Does anyone have a recommendation for a _reliable_ service that does this? TIA once again, -- Mary Malmros malmros at verizon.net Some days you're the windshield, other days you're the bug.