Will Loving wrote -"Does anyone have any experience with D&B or know whether what there services and "profiles" are of any use?" I have belonged to D&B for a few years now. There was a trial period available thru Quickbooks that I took advantage of at the time. They have a small business division which I think is quite reasonable. If you go to http://smallbusiness.dnb.com , check out their "subscriptions", and you can view what they offer and the applicable costs. Sadly, a few years ago a to of their online features were free. But that was then. Basically, I run the cheapest plan, $20/month. From a small business perspective, it gives me a excellent information on a new customer's credit rating. I can also monitor, manage and update my D&B credit file, including email alerts when my D&B file changes, including other companies that I monitor in my "portfolio". This may sound like a sales plug for them but I've found them to be a good low cost solution to the problems of whether to give credit to a new (or existing) customer or not. In the end, a "warm fuzzy" that you will be paid and on time is worth $20/month to me. On a similar topic; I think that you were just "singled" out by a D&B sales guy. I have been inundated with solicitous sales calls from everybody under the sun lately. It seems to be that time of year for these types of calls. Regards; Randy Ames Randolph J. Ames Owner Ames Electrical Consulting 7 Randall Wood Dr. Montague MA 01351 PH (413) 863-2286 FX (413) 863-3005 www.ameselectrical.com