[Hidden-tech] Health Savings Accounts

[matthew at the-spa.com]

yes a co-op would be the only way to go.

groups of doctors/hospitals do the same thing, they get together and
negotiate for their rates. every year they have to fight to just keep
the % of the rate the same, the same way the rates go up for the
subscribers the fee's for the doctors go down!

its a big scam.

i always thought my rates for my employees were going up because the
doctors were asking for big raises every year and now i see the other
side of it and the only one getting more each year is the insurance
companies!

that said, i just had major surgery last friday and i can't even
imagine how much it would have cost if i didn't have really good
insurance!

matthew
>
>>>Yikes!!!  It sounds like you are all paying through the nose for
>your health
>>insurance...
>>
>>I get my bcbs through a company I used to work with in MD for
>something like
>>200/mo.  It sounds to me like a bargaining collective is needed to
>drive
>>down all of your insurance costs.  I know I most certainly don't
>cost the
>>health insurance companies 24k/yr, and I'm not even paying that much
>in
>>comparison to you guys...
>>
>>Though I'm not really shopping for health insurance at the moment, I
>would
>>be interested in seeing how to set up a health insurance co-op of
>sorts that
>>could help beat this fat industry down to size.  How many people
>would be
>>interested in this?
>>
>>Ben Liyanage
>>410.336.2464
>>ben at smartankgroup.com
>>http://www.benliyanage.com
>>
>>-----Original Message-----
>>From: hidden-discuss-bounces at lists.hidden-tech.net
>>[mailto:hidden-discuss-bounces at lists.hidden-tech.net]On Behalf Of
>Jeanne
>>Yocum
>>Sent: Tuesday, March 01, 2005 10:57 AM
>>To: Hidden Tech Discussion List
>>Subject: [Hidden-tech] Health Savings Accounts
>>
>>
>>> From: Christian Lagier <clagier at sprynet.com>
>>> Date: Mon, 28 Feb 2005 17:38:59 -0500
>>> To: Jonathan Dill <jfdill at jfdill.com>
>>> Cc: hidden-discuss at lists.hidden-tech.net
>>> Subject: [Hidden-tech] Health insurance - HSA experience?
>>>
>>> Does anybody have any experince with HSAs in Massachusetts? Who
>provides
>>> them?
>>
>>Hi,
>>
>>Having received my April invoice from Harvard Pilgrim yesterday that
>showed
>>a 14% increase for the year which takes my insurance  to over
>$400/month for
>>coverage for just one person, I called my broker and asked about the
>Health
>>Savings Accounts that I had heard were coming.  They told me Harvard
>Pilgrim
>>was just introducing one, but the cost of it for me would be over
>$500 a
>>month!  Don't mean to be discouraging, but apparently the pricing on
>these
>>isn't going to be any more affordable, although perhaps the coverage
>is
>>better.
>>
>>Jeanne Yocum
>>_______________________________________________
>>Hidden-discuss mailing list - home page: http://www.hidden-tech.net
>>Hidden-discuss at lists.hidden-tech.net
>>
>>You are receiving this because you are on the Hidden-Tec Discussion
>list.
>>If you would like to change your list preferences, Go to the Members
>>page on the Hidden Tech Web site.
>>http://www.hidden-tech.net/members
>>
>>_______________________________________________
>>Hidden-discuss mailing list - home page: http://www.hidden-tech.net
>>Hidden-discuss at lists.hidden-tech.net
>>
>>You are receiving this because you are on the Hidden-Tech Discussion
>list.
>>If you would like to change your list preferences, Go to the Members
>  
>>page on the Hidden Tech Web site.
>>http://www.hidden-tech.net/members
>>